Summit Wealth Group Available

Summit Wealth Group traces its operational origins back to 1985, when founder and chief executive Randy Morris established Executive Financial Planning to deliver objective, planning-led guidance. Expanding into Summit Wealth Group in 2002, the independent firm established its Franklin office at 256 Seaboard Lane to provide Middle Tennessee clients with comprehensive financial planning and active investment management. Rather than leading with product transactions, the practice structures its advisory process around holistic wealth management, maintaining a fee-based model where portfolio strategies remain directly accountable to each household's cash flow, retirement goals, and long-range wealth objectives.

The firm's flagship solutions encompass core wealth planning alongside specialized Family Office Services designed for multi-generational wealth and business owners facing major liquidity events. Advisory engagements progress through structured checkpoints. The process initiates with a thorough evaluation of assets, liabilities, tax structures, and risk exposure, followed by balance sheet modeling that looks past single-market metrics. Portfolios are constructed with strict attention to liquidity demands and risk tolerance, while estate, trust, and tax strategies are coordinated directly with outside certified public accountants and estate attorneys. This collaborative setup ensures that wealth transfer structures, philanthropic goals, and tax mitigation tactics operate in unison without disconnected silos.

Ongoing support functions through regular milestone reviews and portfolio rebalancing, adjusting asset allocations as market dynamics shift or life transitions unfold. In handling family governance, the advisory team facilitates cross-generational meetings and financial education modules, preparing heirs to navigate inheritance responsibly. Advisors also assist specialized sectors, such as military retirees calibrating pension benefits alongside private portfolios. Routine check-ins assess whether tax laws, corporate compensation shifts, or evolving distribution requirements necessitate adjustments to the core plan, maintaining continuous alignment between current balance sheets and future capital targets.

For households and business owners preparing to initiate an advisory relationship, consultations at the Franklin office are scheduled in advance, with normal operating hours running Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 3:00 PM. New clients are asked to gather two years of recent federal tax returns, comprehensive investment and retirement statements, trust or estate documents, and an outline of debt obligations prior to the initial discovery meeting. This upfront documentation enables the team to complete a precise diagnostic audit of current holdings and identify immediate structural inefficiencies during the opening assessment.