Wichita Wealth Available

Wichita Wealth operates on a strict fee-only fiduciary model, steering clear of financial product sales and commission-driven recommendations. Led by certified financial planner Jonathan Harner alongside operations director Amanda Riddle, the independent practice has guided retirement transitions since 2006 from its office on North Maize Road. The firm centers its work on households navigating late-career decisions, particularly professionals at major regional employers such as Spirit AeroSystems and Textron Aviation who sit within three to five years of leaving the workforce. Rather than pitching generic investment portfolios, the practice organizes client wealth around a structured sequence: establishing individual purpose first, building a financial blueprint second, and constructing the investment engine last.

The advisory framework addresses four distinct layers of retirement design, starting with technical execution across investment allocations, estate structures, and tax efficiency. For aviation personnel with complex corporate compensation packages, pension elections, and deferred savings vehicles, Harner conducts detailed scenario modeling to prevent costly distribution mistakes. The evaluation systematically audits asset location, analyzing whether capital sits in tax-deferred, Roth, or taxable accounts, while mapping out clear distribution schedules that manage marginal brackets in early retirement. Beyond corporate retirees, the firm assists independent business owners employing ten or fewer staff members, establishing owner succession paths and simplified qualified retirement accounts that shelter income while remaining sustainable to administer.

Once a baseline plan is established, Wichita Wealth transitions accounts into disciplined ongoing management. The practice monitors asset allocations against defined risk targets, rebalancing portfolios through systematic tax-loss harvesting and regular cash flow replenishments. Periodic strategy reviews focus heavily on proactive multi-year tax planning rather than backward-looking quarterly balance reports. With Riddle bringing a background as a licensed clinical marriage and family therapist to operational strategy, meetings address the human friction points of retirement transitions—navigating spousal expectations, lifestyle changes, and long-term legacy objectives alongside numerical projections.

Engaging the practice begins with an introductory Explore Meeting, a complimentary evaluation conducted either in person on North Maize Road or virtually. Because the firm limits its active client roster to preserve capacity, meetings are conducted strictly by appointment, typically requiring one to two weeks of advance scheduling during year-end tax planning seasons. Prospective clients prepare by compiling recent federal tax returns, current statements for defined contribution plans such as 401(k)s and pensions, and an itemized overview of non-work liabilities and living expenses. Following the initial assessment, clients receive a clear outline of advisory fees before executing any paperwork or transferring custodianship.